FAQs

1. What is Polytrade?

PolyTrade is a blockchain-based Trade Finance platform that helps small businesses (a.k.a. SMEs – Small and Medium Enterprises) by funding their short-term financial needs (a.k.a. Working Capital Requirements).

2. What is Trade Finance?

Trade Finance is a bundle of services to make trade transactions more feasible.

Trade Finance includes a wide array of services such as:

• Factoring / Invoice Financing.

• Letter of Credit.

• Bridging.

• Stock Finance, etc.

3. What are the benefits of using Polytrade?

a) Benefits to the SMEs

i. Funding available for small-size invoices ii. Attractive interest rates iii. Complete transparency because of decentralized operations iv. Easy access to a large pool of funds v. Improved profit margins vi. Fewer bad debts vii. Improved working capital viii. Improved cash flows ix. Other indirect benefits. SMEs can:

• Fulfill more customer orders

• Build multiple income streams

• Employ more people

• Grow quickly

• Improved business efficiency and competitiveness

• Strengthening the relationship between buyers and sellers

b) Benefits to Liquidity Providers

i. Opportunity to invest in Real-World Assets (RWA) ii. Diversified Investment Option iii. Dual interest mechanism:

• Interest in Stablecoins

• Interest in TRADE tokens

4. What is TRADE Token?

TRADE is the in-house utility token of the Polytrade platform. These tokens are used as the key payment and reward instrument within the Polytrade ecosystem.

These are ERC 20 tokens. ERC20 is a standard for fungible tokens created on the Ethereum blockchain network.